Financial literacy as a tool for empowerment

In a typical rural household, state support in the form of pension, disability and child-support grants, are often the only source of income. As a result, families are economically vulnerable. Financial literacy in this context is critical.

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A different view

photovoice_2

With assistance from the Center for Regional Change at the University of California, Davis, PhotoVoice is being tested as a tool for planning and measuring impact of SaveAct’s work.

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Bulk benefits

Over the past two years two NGOs (Farmer Support Group and SaveAct) working in partnership organised mostly women farmers in the Amazizi area of South Africa into Farmer Learner Groups and Savings and Credit Groups, to improve coping strategies, and enable people to expand livelihoods and innovate, writes SaveAct director Anton Krone.

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Networks

SaveAct is part of a community of practice in community economic development (CED) with members across Southern and East Africa, and resource persons in the United States at, amongst others, the University of California, Davis.

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Reflections on impact

Group members say that SCGs have brought greater social security through access to credit, either to overcome difficulties or initiate new income-generating projects. In addition to personal testimonies which speak to SaveAct’s wide-ranging impact, the organisation has committed considerable time and resources to the development of an efficient monitoring and evaluation (M&E) system to accurately measure its effect and to inform its future directions.

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