Breaking the cycle of poverty and empowering individuals and communities

Saving Group Members

Average annual savings

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SaveAct facilitates the formation of savings groups in communities as a simple but effective tool to fight poverty, as a foundation for building sustainable livelihoods, and as a means to empower women and other vulnerable groups.

Founded in Pietermaritzburg in 2005, we have 110 000 individual members in eight provinces in South Africa and work with a network of committed partner organisations.

Our unique savings model incorporates:

Financial Education
Enterprise Development Training
Ecosystems Development

Last-mile Distribution

These programmes are aimed at breaking the cycle of poverty and empowering individuals and communities to play more active roles in economic and social development.

What We Do

Savings groups and financial capability

We facilitate the establishment in rural communities of voluntary savings groups that allow people to save and grow their money. We work with partners across eight provinces to scale up the model, which includes financial education and enterprise development.

Livelihoods and enterprise development

Building on the success of savings groups, we have created a livelihoods and enterprise development (LED) programme. This aims to improve livelihood and wealth creation opportunities in a sustainable manner while empowering people to take ownership of their enterprises.

Last mile access: Zis’Ukhanyo

To achieve long-term sustainability, savings groups and enterprise groups need to be able to access goods and services at reasonable prices — often in deep rural areas where these commodities are hard to come by. The Zis’Ukhanyo programme tackles those needs.

Building ecosystems

We have a vision of using technology and access to markets to build an improved “ecosystem” with financial and other services designed around the needs of savings groups and, more generally, those who continue to be largely excluded from the dominant development path.

Latest News

Here’s to being free!

Here’s to being free!

When Lindelwa Ndwalane joined SaveAct in 2021 she was in dire straits. “It was really bad. I was in debt. Actually, I was in liquidation,” she says. “It was an ugly time because I had no sense of needing to save or budget or anything like that. I didn’t have a plan....

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‘You educate a woman, you educate a generation’

‘You educate a woman, you educate a generation’

After losing her job in Johannesburg in 2019, Themi Mzindle came back home and challenged herself to start doing something new. She planted two rows of cabbages in her garden. She sold the 20 cabbages to neighbours and this encouraged her to grow other vegetables....

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Business skills boost tuckshop profits

Business skills boost tuckshop profits

Prudence Mgasheni joined SaveAct in 2019. At the time, she already had a tuckshop, and she started another at the beginning of 2023, using her share-out from 2022 to build and stock it. Her journey as a businessperson has had its ups and downs and she has learned that...

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33 Alan Paton Avenue, Scottsville

South Africa

+27 (0) 33 345 1222