Breaking the cycle of poverty and empowering individuals and communities

Saving Group Members

Average annual savings

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SaveAct facilitates the formation of savings groups in communities as a simple but effective tool to fight poverty, as a foundation for building sustainable livelihoods, and as a means to empower women and other vulnerable groups.

Founded in Pietermaritzburg in 2005, we have 104 000 individual members in six provinces in South Africa and work with a network of committed partner organisations.

Our unique savings model incorporates:

Financial Education
Enterprise Development Training
Ecosystems Development

Last-mile Distribution

These programmes are aimed at breaking the cycle of poverty and empowering individuals and communities to play more active roles in economic and social development.

What We Do

Savings groups and financial capability

We facilitate the establishment in rural communities of voluntary savings groups that allow people to save and grow their money. We work with partners across six provinces to scale up the model, which includes financial education and enterprise development.

Livelihoods and enterprise development

Building on the success of savings groups, we have created a livelihoods and enterprise development (LED) programme. This aims to improve livelihood and wealth creation opportunities in a sustainable manner while empowering people to take ownership of their enterprises.

Last mile access: Zis’Ukhanyo

To achieve long-term sustainability, savings groups and enterprise groups need to be able to access goods and services at reasonable prices — often in deep rural areas where these commodities are hard to come by. The Zis’Ukhanyo programme tackles those needs.

Building ecosystems

We have a vision of using technology and access to markets to build an improved “ecosystem” with financial and other services designed around the needs of savings groups and, more generally, those who continue to be largely excluded from the dominant development path.

Latest News

A new approach to job creation

A new approach to job creation

The cry for jobs is everywhere, but the magnitude of the crisis is stark. The creation of large-scale formal employment for millions is unlikely to happen soon. New ideas are needed — fast. The WAYSE programme — short for Women and Youth in Sustainable Enterprise—is...

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Saving in the time of Covid: a review of 2021

Saving in the time of Covid: a review of 2021

More than half of South African women (51%) say they have experienced gender-based violence. That figure should be a call to arms, but, given the constant flow of news about GBV atrocities in this country, awareness campaigns like Sixteen Days of Activism for No...

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Marcel Jakubec on working with SaveAct — and the future

Marcel Jakubec on working with SaveAct — and the future

When did you join the board and what are your core skills and experience? I joined the SaveAct board in 2015 and continue to feel proud of the incredible work being done to financially empower vulnerable South Africans. My experience is in strategy consulting, with...

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33 Alan Paton Avenue, Scottsville

South Africa

+27 (0) 33 345 1222